Terms & Conditions

“Boater Rewards” means Boater Rewards Association PBC and any and all subsidiaries, parent companies, and/or affiliate operations. The information contained in this website is for general information purposes only and is provided on an “as is” basis without any warranties of any kind that the material is suitable for your needs, current, error free, or otherwise. Though an effort has been made to provide complete information, Boater Rewards, assumes no liability for the completeness of the information provided in the website. When using the Boater Rewards website and providing us with your information, you are agreeing to the terms and conditions contained herein. You should not use our site if you do not agree with these terms and conditions. Changes to these terms and conditions, including the privacy policy below, may be changed by Boater Rewards at its sole discretion and without notice.

Access to certain areas of the site are restricted to members. Member access is restricted to those who have signed up either on the site or through our partner Norman-Spencer Agency, Inc. The membership term is one year and access to all benefits ceases after that term if the renewal payment is not made in full. To sign up and access member benefits an active email is required. This email will be used to activate the member account and provide info in the case of a lost password. Additionally, all member communications will be made via email, most notably the monthly newsletter. Members can update their email in their member profile at any time.

Disclaimer

The information and opinions offered herein and on boaterrewards.com are intended for informational and enjoyment purposes only and are not intended to replace or substitute for any regulatory/safety, legal, or other professional advice. Every effort is made to provide accurate and complete information. However, Boater Rewards cannot guarantee that it will be error free. Boater Rewards makes no claims, promises or guarantees about the accuracy, completeness, or adequacy of the contents of this site and expressly disclaims liability for errors and omissions in the contents of both. Neither Boater Rewards, nor its employees, parent and affiliated companies, and contractors make any warranty, expressed or implied or statutory, including but not limited to the warranties of noninfringement of third party rights, title, and the warranties of merchantability and fitness for a particular purpose with respect to content available on this site. Neither does Boater Rewards assume any legal liability for any direct, indirect or any other loss or damage of any kind for the accuracy, completeness, or usefulness of any information, product, or process disclosed herein, and do not represent that use of such information, product, or process would not infringe on privately owned rights. If any portion of this disclaimer is determined by any court or other competent authority to be unlawful and/or unenforceable, the remaining portions of this disclaimer shall survive and continue in effect. By being a Boater Rewards member, you consent to and authorize Boater Rewards to use the voluntarily-provided personal information you provided to contact you via phone, fax, e-mail, or regular mail to provide you with information that we believe may be of interest to you. If you wish to opt-out of receiving such information, please follow the instructions found below in the Opt-out section. If you are dissatisfied with the web site or with any terms, conditions, rules, policies, guidelines or practices of Boater Rewards in operating the web site or your membership, your sole remedy is to discontinue using the web site.

Boater Rewards is not licensed and makes no comments on any insurance products or attempts to sell them. Boater Rewards only describes the offer(s) from Norman-Spencer Agency, Inc., and the relevant details about that offer. Boater Rewards and Norman-Spencer Agency, Inc., are separate legal entities. Norman-Spencer Agency, Inc., is trusted to handle the selling and billing of members joining while being insured. That information is shared back and forth between systems. All Norman-Spencer insureds must accept that to keep our records consistent, personal information changes they make through Norman-Spencer will be reflected in Boater Rewards. If you cancel your Norman-Spencer policy your Boater Rewards membership continues until expiration. When signing up through Norman-Spencer Agency, Inc., there may be a delay in your ability to sign-in to the Boater Rewards website until your membership has been processed.

Membership

Boater Reward's Membership Program is the easiest way to save on the water. There are, however, a few simple guidelines we at Boater Rewards would like you to follow when using your Boater Rewards Membership:

  1. Your Boater Rewards membership includes a monthly newsletter.
  2. Directions to redeem all Boater Rewards benefits are on the web site.
  3. A membership in the Boater Rewards Membership Program is for individuals only not by boat or family. Membership is non-transferable. Individuals must enroll separately and may not pool or combine any discounts.
  4. Boater Rewards reserves the right to cancel a membership at any time due to negligent use of the card or failure to follow these guidelines.
  5. In addition to savings and rewards, Boater Rewards may, at times, offer special incentives and limited reward opportunities. Such offers are not part of the program's formal savings and rewards structure and may be temporary in nature. Boater Rewards reserves the right to modify or eliminate such offers at any time. These offers are void where prohibited by law.
  6. In addition, Boater Rewards may, from time to time, share information concerning Boater Rewards members with other member businesses who may make special offers available through direct contact. If you do not want your address updated by this means or your information shared with other member businesses, you must notify Boater Rewards either by email or in writing.
  7. All transactions in the Boater Rewards Membership program are subject to review and adjustment (in case of error) by Boater Rewards.
  8. All taxes, fees and charges that may be imposed on reward redemption are the responsibility of the Boater Rewards member.
  9. If you are not completely satisfied with the benefits and services of membership you can receive a full refund within 30 days of joining. Please contact Boater Rewards in writing and include the reason for cancellation and upon processing your request your refund will be issued.
  10. You cannot cancel your membership midterm after the first 30 days. Once paid you must wait for it to expire. You can however contact Boater Rewards to be removed from communications.
  11. The fee charged for your Boater Rewards Membership is not premium, policy fees, and/or a fee charged in connection with any insurance product.
  12. If you have any questions regarding the terms or conditions set forth in this brochure, please call 513-725-2575 or email info@boaterrewards.com

Notifications can be by mail: 312 Plum St. Ste 1475 Cincinnati Oh 45202, e-mail: info@Boater Rewards.com or phone: (513) 725-2575.

Privacy

Boat Rewards is dedicated to maintaining and protecting the privacy of our Members and web visitors and delivering options to you regarding the use of your private and personal individual information.

Personal Information Security

All information you provide on this site is kept secure and policies are in place by our third-party vendor for handling credit card and other sensitive information. Boater Rewards will safeguard, according to prudent security standards, your confidential information. A fundamental element of safeguarding your confidential information is to provide protection against unauthorized access or use of this information. Boater Rewards maintains physical, electronic and procedural safeguards that comply with applicable guidelines to guard your confidential information against unauthorized access or use. Boater Rewards employees are limited in the access they have to information about you to what is reasonably necessary to complete their responsibilities, to maintain your accounts, to complete a transaction that you authorized, to notify you of new products and services, or otherwise meet your needs. They are subject to a corporate code of ethics and other policies that require maintaining the confidentiality of customer information.

Controlling Your Personal Information

You may update your Member information (name, address, phone number, email & other personal information) by visiting www.BoaterRewards.com and signing into your member profile. Other options for contacting us to update your personal information are listed at the bottom of this policy.

Sharing Information

If you are a Member of Boater Rewards we share your personal information only with companies we have selected to provide official Boater Rewards Member services or that support Boater Rewards operations, including, but not limited to, Norman-Spencer Agency, Inc. We do not sell or rent Member information to telemarketers, mailing list brokers, or any other companies that are not offering Boater Rewards endorsed services or benefits.

Use and Handling of Data

Boater Rewards collects information during your visit to a Boater Rewards website through the use of cookie technology. A cookie is a piece of programming information contained in a very small text file that is placed in your internet browser or elsewhere on your hard drive. You can control acceptance of cookies by modifying your internet browser preferences. Please note, should you choose to block all cookies (including essential cookies) you may not be able to access all or part of the Boater Rewards website and may be unable to use those services or engage in activities that require the placement of a cookie. Boater Rewards uses cookies to distinguish visitors to Boater Rewards websites and to help Boater Rewards compile aggregate statistics to determine the number of visitors, to ensure the sites are working properly, and to help make Boater Rewards sites more useful.

External Websites & Links to Third Party Sites

Through the Boater Rewards website, you may link to websites operated by Boater Rewards and its affiliates in various jurisdictions. If any Boater Rewards affiliate website has its own specific privacy policy, the provisions of that specific policy will prevail.

This site may contain links to other sites not affiliated or controlled by Boater Rewards or affiliates. Boater Rewards shall not be responsible for the privacy practices or the content of such non-affiliated linked websites. Boater Rewards provides links only as a convenience, and inclusion of any link does not imply endorsement by Boater Rewards of the linked site. Similarly, Boater Rewards does not authorize the establishment of any links created by third parties to its web site, and it is not responsible for the contents of any site linked to this web site.

You may be able to engage Boater Rewards through social media websites such as Facebook, LinkedIn, Instagram, and Twitter or through features on the Boater Rewards website that integrate with social media websites. If you use these websites or features, we will be able to access basic account information from your social media profile (e.g., name, email address, photo, gender, birthday, city, the posts or the “likes” you make). This information is used to improve the content and operation of the Boater Reward’s websites. When you post comments, remember that other Internet users will be able to see those posts. You can control the information that you share via the privacy settings of the social media websites. Each social media website has its own policy for sharing information with companies. To learn more about their policy practices, we encourage you to read their privacy policies.

Vendors & Partners

All businesses featured on the Boater Rewards site are responsible for notifying Boater Rewards via phone or email, of any changes to their address, offerings, name, contact info, or other relevant details. To be removed from the map, calendar or marina spotlight on the front page, a business is responsible for contacting Boater Rewards via phone or email.

The links, codes, and other methods for redeeming all Boater Rewards discounts and benefits are listed on the website. These methods are provided by the benefit provider and they expressly the responsibility of the benefit providing company to maintain. Any issue with redeeming a discount or redeeming a benefit is the no fault of Boater Rewards. While Boater Rewards will often work with the benefit provider to assist the member in utilizing their membership, Boater Rewards is not responsible or liable for the benefit provider’s failure to honor their offer.

The offers and details listed in the Abenity benefit portal are managed and exclusively the responsibility of Abenity. Boater Rewards members are entitled to full access to the discounts in the Abenity system. Per the terms of the agreement between Boater Rewards and Abenity, Abenity is equipped and responsible to handle technical and customer service support regarding their system and offers.

Advertising

Advertisements are provided solely as a convenience to you and not as an endorsement by Boater Rewards of the contents on such third-party. Boater Rewards does not make any representations regarding the content or accuracy of advertisement materials or content.

Advertising opportunities will be made available to businesses upon request and at the discretion of Boater Rewards. Cost, placement, duration and all other details are negotiated by the director of Boater Rewards or their approved agent in accordance with the goals and mission of Boater Rewards. There are no guarantees that there will be advertising opportunities available at any given point in time, though Boater Rewards will work to accommodate reasonable and appropriate proposals.

Advertiser is solely responsible for any liability arising out of or relating to its advertisement and content. Advertiser represents and warrants that it holds the necessary rights to permit the use of the advertisement, and that the use, publication, reproduction, distribution, or transmission of the advertisement will not violate any laws or rights of any third parties, including, but not limited to, such violations as infringement or misappropriation of any copyright, patent, trademark, trade secret, or other proprietary or property right, false advertising, unfair competition, defamation, invasion of privacy or rights of celebrity, violation of any anti-discrimination law or regulation, or any other right of any persons or entity. Advertiser agrees to indemnify Boater Rewards and to hold Boater Rewards harmless from any and all liability, loss damages, claims, or causes of action, including reasonable legal fees and expenses that may be incurred by Boater Rewards, arising out of or related to Advertiser’s breach of any of the foregoing representations and warranties.

News, Newsletter and Articles

The views and opinions offered in newsletters and articles appearing on boaterrewards.com is particle in nature and intended for informational and enjoyment purposes only and are not intended to replace or substitute for any regulatory/safety, legal, or other professional advice. Boater Rewards, its employees, parent and affiliated companies, recommends that you follow the safety rules, regulations and procedures of the U.S. Coast Guard and/or your state/local maritime authority. Every effort is made to provide accurate and complete information in newsletters and articles appearing on boaterrewards.com. However, Boater Rewards does not guarantee that it will be error free, and hereby puts the reader on notice that there may be inadvertent technical or factual inaccuracies and typographical errors. Boater Rewards makes no claims, promises or guarantees about the accuracy, completeness, or adequacy of the contents of the newsletters and articles appearing on boaterrewards.com and expressly disclaims liability for errors and omissions in the contents therein. Neither Boater Rewards, nor its employees, parent and affiliated companies, and contractors make any warranty, expressed or implied or statutory, including but not limited to the warranties of noninfringement of third party rights, title, and the warranties of merchantability and fitness for a particular purpose with respect to content available from the newsletters and articles. Neither does Boater Rewards assume any legal liability for any direct, indirect or any other loss or damage of any kind for the accuracy, completeness, or usefulness of any information, product, or process disclosed herein, and do not represent that use of such information, product, or process would not infringe on privately owned rights. If any portion of this disclaimer is determined by any court or other competent authority to be unlawful and/or unenforceable, the remaining portions of this disclaimer shall survive and continue in effect.

Modification & Severability

Boater Rewards reserves the right to make changes to these Terms and Conditions at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

The information included in this web site could include technical or other inaccuracies or typographical errors. Amendments are periodically made to the information contained in this site. Boater Rewards may make improvements and/or amendments to the web site at any time. Any and all portions of this disclaimer and this agreement shall automatically apply to all improvements and/or amendments as they appear on the web site. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, and other information provided through the web site. Boater Rewards does not warrant that the web site will be uninterrupted or error free or that defects in the web site will be corrected.

Copyright Statement

All content within the Boater Rewards website is the property of Boater Rewards unless otherwise stated. All rights reserved. No part of the newsletters may be reproduced, transmitted or copied in any form or by any means without the prior written consent of Boater Rewards.

Opt-out

You may opt-out of any future communications from Boater Rewards by sending an e-mail or writing us at the following:

Boater Rewards
312 Plum St. Ste. 1475
Cincinnati OH 45202